Business Articles

Acquiring Resources for Wellness Programs

0

Employee health promotion professionals — who cultivate a spirit of cooperation and communication, within the organization and the surrounding community — excel at finding what they need. The keys are networking, knowing what’s available, tapping into local resources, and reducing costs whenever possible. Let’s explore strategies to make you a great resource detective:

  • Send an inventory wish list to all departments/units asking what could be loaned on occasion to the wellness program. Be as specific as possible — tables, chairs, computers, printers, TVs, projectors, conference rooms… even work stations where participants could use interactive wellness programs. Compile the input, identify the gaps, and go from there.
  • Form cooperative networks within the organization and the community to multiply wellness program resources. Providers in the employee health network may be willing to do presentations on some aspect of health and wellness. Community employer coalitions often provide funds or resources for programs of mutual interest. If no coalitions exist, consider having your organization start one.
  • Know where to get free employee health brochures, handouts, and other education aids. Free or low-cost materials are available online from government and nonprofit sources. Pharmaceutical companies also offer free literature, especially relating to disease management and lifestyle topics.
  • Determine whether other departments/units or local organizations have services similar to what’s planned for your corporate wellness program. For instance, if the EAP has a stress management program, you may be able to join forces and offer it to both audiences. A nearby business might consider opening their programs up to your employees if you would do the same.
  • Ask health and wellness vendors for samples of materials being considered for purchase. Test these free materials to gauge how well the products work with the target audience.
  • Augment existing materials to conserve resources, especially when the program targets a specific cultural/ethnic population or addresses unique work environments/career fields. For example, materials already translated into Spanish could be a foundation, with new supplemental information appropriate to the audience. A commercial handout on single parenting could be supplemented with details on the unique needs of shift worker single parents. Using this approach, you only need to create the parts that haven’t been addressed.
  • Be innovative. Ask for volunteer art students from a local community college or high school to do a graphics project for class credit. Perhaps an employee or family member who’s an aspiring artist or writer can help create handouts or brochures as a project to build their portfolios.
  • Assess multiple vendors when reviewing commercial products to see which offers the best total value. Look for reproducible materials. Some vendors such as Health Enhancement Systems sell kits authorizing the purchaser to copy materials for internal use.
  • Research opportunities for discounts. For instance, vendors of corporate wellness products typically discount large quantity purchases and carry multiple lines of educational materials, targeting different functions (EAP, Occupational Health, Safety, Human Resources). Ask other departments/units if they order from the same vendor or would consider changing to a vendor offering comparable products. Suggest combining orders for cost-efficiency.
  • Maintain an inventory of commercial products used in the wellness program. Besides being able to anticipate when an item is running out, inventories allow you to monitor utilization and identify waste. Brochure turnover, for instance, can be a simple method of evaluating program impact.
  • Explore other options. For example, if recurring wellness program offerings require an outside presenter or facilitator, would it be more cost-effective to get an internal trainer certified to conduct these sessions? If your weight management or other program uses a fairly expensive product, have you surveyed participants about their use of the item and how their behavior has changed as a result? If it’s not having the desired impact, reconsider whether this is a wise use of program resources.

In this tight economy, being a good steward of your organization’s money just makes sense. Effective resource management is a big part of that responsibility. Often all it takes is a little detective work, patience, and creativity.

Dean Witherspoon, CEO and founder of employee wellness firm, Health Enhancement Systems, has 25 years in health promotion. He has served on the board of the Association for Worksite Health Promotion and held several regional as well as state offices. Dean is a nationally known speaker and author, having presented at more than 70 conferences and written hundreds of employee wellness articles for national publications.

TeamWox, this is how you manage your company

0

In doing a business the most important thing is how to manage all management inside the company. You have to know which system that is appropriate for controlling your company. Some business owners feel worry about their document or file. Actually there is no need to worry about that anymore. One thing that you have to do is finding the professional service that will provide you with the best software. And if you are looking for that software, through this article, I will give you the best solution about that. I am sure by using this service, you will not confuse on managing your company. If you feel worry with the security system, especially with your secret document or data, this service will ready to help you.

Yup, the name of the service is TeamWox. I am sure some of you have already known about it, right? TeamWox is the professional one which provides much software for your company. That is why if you need online document management software which able to give the perfect thing on your document, do not hesitate to call TeamWox and get the best service from this place. What is the most important thing in your business? Yup, it is about the customer. You have to make sure that you will able to provide information that is needed by your costumers, including online sales. That is the reason why you have to choose the software from TeamWox. Have you heard about software as a Service (SaaS)? Well, this is also called as cloud servers. It means the customers only need to pay for the service that is provided. It will help them to save their money and get some information that they need.

What do you think about that? Are you interested in using TeamWox as the trusted software for your company? Contact it now.

Some best products that you must have

0

Finding the perfect thing that will make your life easier sometimes is not easy. Life is hard and complicated, have you heard about that? That is why you have to be smart in choosing something that will not only help your daily activities, but the most important thing is it can bring a lot of advantages. Sometimes with so many choices outside, you will ask which product that is perfect for cooking and other things. Once again, please be smart in making a decision. This is what usually will be faced by some people, especially when they want to choose certain product. It is because they never used it before; they are not sure about the product that they will buy. That is why you need to get some information about the best products before deciding to buy it.

Internet is the best alternative for getting some information about that, especially at www.productscoop.com. Do you know about this site? Product Scoop gives you some recommended products that must be chosen. If you like cooking, the secura convection oven is the best product for you. This oven allows you to cook meat without oil and also fat. Of course it will guarantee your health, right? By using this oven, you will able to save the time because it does not need much time for cooking some foods, such as chicken, pork chops, ribs, and also veggie. All components and parts can be cleaned easily. So if you are planning to have healthy dinner, it is time for buying this amazing oven.

Are you frustrated of killing roach at your home? Use this natural roach killer, Pic Boric Acid Roach Killer, for killing the unwanted guests at your home. Although it is little bit more expensive, but Pic Boric Acid Killer is really safe because it is natural.

Role of Gramin Banks in Indian Rural Development

0
Gramin Banks

Gramin Banks

INTRODUCTION:

The Gramin Banks are the banks which are set up mainly for the purpose of serving the rural areas. The word “Gramin” in Hindi means village or rural area. These banks are also under the control of India’s central bank “The Reserve bank of India.”

POPULAR GRAMIN BANKS:

There are many Gramin banks all over India. A few of them are:

1. Andhra Pradesh Gramin Vikas Bank
2. Rushkuliya Bank
3. Utkal Bank
4. Assam Gramin Bank
5. Arunachal Pradesh Rural Bank
6. Chaitanya Godavari Bank
7. Deccan Gramin Bank
8. Saptagiri Bank
9. Andhra Pragathi Bank
10. Langpi Rural Bank
11. Uttar Bihar Bank
12. Madhya Bihar Bank

SERVICES OFFERED BY GRAMIN BANKS:

Some of the services offered by most of the gramin banks are:

1. Issue of Gramin Pay Order (Multi City Cheques).

2. Lockers facility.

3. Demand Drafts and Cheques Purchase facility.

4. Collection of outstation cheques.

5. Issue of solvency certificates.

6. Issue of Bank Guarantees.

LOANS GIVEN BY GRAMIN BANKS:

The types of loans given by Gramin Banks are:

1. Crop Loans (Agricultural cash credits).

2. Poultry Vikas (Loans for Broiler Contract Farming).

3. Grameena Gruha Vika (Rural Housing Loans).

4. Agricultural Purpose Credit Card.

5. House Building loans to Public.

6. Personal Loans as a Mortgage of Immovable property.

7. Financing of Matured SHGs for farm production.

8. Loans to senior citizens and Pensioners.

9. Vehicle Loans.

10. Dairy Loans(for Dairy farming).

11. Farm Mechanization and Tractor Loans for farmers.

12. Mortgage Loans to facilitate Industry, Trade and Services Sector in rural areas.

The crop loans are given on furnishing to the bank a copy of the documents of the land possessed by the farmer on which he is going to cultivate. The rates of interest will be low and certain allowances like: to pay the loan back after sale of crops, etc., are given to the farmers.

In the same way the loans are also given specially for the purchase of tractors and other machinery needed for cultivation.

There are also loans given specially for poultry farming, dairy-farming, rural housing, small-scale industries and cottage industries.

Here the schemes and rates of interest of loans are specially formulated for the purpose of the above. The term of loan, rates of interest and documents needed for getting the loan sanctioned are all set as per the purpose.

RURAL SERVICES:

The Gramin banks are specially set up for helping and uplifting the rural areas. These banks set up their branches in many of the villages as per the need. Banks are set up in the most remote areas and are provided with internet and computerization to keep the records regularly updated. With this, the time needed for a person from a village to go to a bank in a city far off from his place for his needs is reduced. Even the fare for the journey is saved. In this way rural banks cater to the needs of the villagers by offering them services at their doorstep.

The Gramin banks also give Gold Loans, i.e., money in exchange for gold.

The Gramin banks give special support to the Self help Groups of the villages too. The self-help groups are usually set up by a group of men or women in a village who prepare goods and some food items on a small scale and sell them in the market. The required monetary help for the raw materials for these self-help groups is given by the these banks.

CONCLUSION:

Thus, Gramin banks are an integral part for the growth of agricultural sector and rural areas. They Indian Government has introduced a large number of schemes through these banks for the equitable development of the nation.

5 Powerful Tips For Starting A Business

0
Starting a Business

Starting a Business

Thousands of people dream about starting a business every day, yet only a very small percentage will ever turn their dream into a reality.

If you follow these 5 important tips then your business idea can get off the ground. Not only that, it can also succeed and become a sustainable venture for many years to come.

1. Get your head out of the clouds.

The first important lesson when considering a new business venture is to be realistic. Whether you are wanting to open a shop or an online venture you must be realistic. Without a realistic approach you are likely to fail. Far too many businesses fail in their first 3 years simply due to unwarranted expectations. Business owners expect their business to flourish quickly instead of having the patience to gradully build their brand and company.

You need to ask some serious questions before you start your business. Will it work? How much money do I need to get it started? What are the business risks? How much do i need to earn to survive? You must consider these questions carefully. If the responses are positive, go for it! (more…)

Go to Top